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Compare 检查 Accounts

  High Interest 检查 Basic 检查 学生 Edge 检查

Enjoy our highest checking annual percentage yield up to $20,0001

Eligible to earn dividends with only 15 qualifying transactions per statement cycle

Multiple overdraft protection options

First 40 检查 FREE

No minimum balance requirements

Multiple overdraft protection options

First 40 检查 FREE

For students ages 15 to 24

No minimum balance requirements

No overdraft fees

A Good Option If You

Want the flexibility of a traditional checking account while you earn dividends

Maintain a high average daily balance

Use direct deposit, are 50 or older, or under age 25 — no monthly fee!

You don't want to have to maintain a minimum balance

Are a student that wants the flexibility of no minimum balance with the security of no overdraft fees

Want to teach your child how to manage their money

Annual Percentage Yield (APY)


Unlimited Transactions
No Minimum Balance
Monthly Service Fee

$0 when enrolled in estatements!

Otherwise, $5 per month

$0 if you set up direct deposit, maintain a balance of $10,000 in your 元素 accounts, or are age 50 or older or under age 25

Otherwise, $5 per month


No Overdraft Fees
First 40 Checks Free
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  1. 1 High Interest 检查 Account Annual Percentage Yield (APY) effective as of December 1, 2021, is variable and may change after account is opened without notice. APY是2.00% on balances up to $20,000 and 0.10% on balances greater than $20,000 on accounts with 15 qualifying transactions per statement cycle. Only the following are qualifying transactions: Debit card purchases, 检查, 账单支付, ATM withdrawals and ACH withdrawals. No other transactions qualify. Dividends will be paid per statement cycle requirement. At least one account holder must be at least 18 years old. Accounts not meeting the qualifying transaction threshold will earn 0.05%的年. Fees may reduce earnings.
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